Kenneth Avery
Broker, Licensed in Oregon
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Portland Uptown

  • Direct 503-802-6425
  • Mobile 971-506-9970
  • Office 503-635-9801
Email Me About Me

Mortgage Calculator

Private mortgage insurance is an insurance policy that a residential mortgage lender requires of the borrower if the loan-to-value (LTV) ratio of the home is greater than 80%. Mortgage insurance protects the lender from the risk that the borrower may default on the loan. Federal law requires lenders to notify borrowers when the loan-to-value ratio drops below 80%. Mortgage insurance premiums vary, but generally range from $1,000 to $5,000 a year for an average priced home.

Assessments are monthly fees such as Home Owners Association(HOA) Fees etc... Results received from this calculator are designed for comparative purposes only, and accuracy is not guaranteed.

Information deemed reliable but subject to change without notice. Qualified buyers only, subject to credit approval. This is not a commitment to lend. Consumer Loan License NMLS-3240, CL-3240.


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Together, with local lender, Directors Mortgage, Hasson Company, Realtors® will provide you with a comprehensive and seamless home buying experience. From online pre-approval to offering you a guiding hand throughout the entire home buying process, Directors Mortgage and Hasson Company, Realtors® will be with you every step of the way.


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